When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Related Content Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? Gun Ownership and Your Homeowners Policy Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability. Term vs. Permanent Life Insurance When considering life insurance, it's important to understand your options.